TechFlow reports that on May 1, according to HK01, several digital banks in Hong Kong have successively announced their full-year 2025 financial results. Overall, these banks are gradually moving away from the early-stage capital-intensive expansion model, showing a continuous narrowing of losses, accelerated revenue growth, and a shift in competition from “customer acquisition” to “profitability.” Specifically: WeLab Bank’s after-tax loss for 2025 narrowed to HK$59.95 million; its adjusted after-tax loss dropped sharply from HK$238 million in 2024 to HK$47.059 million. Ping An Digital Bank’s after-tax loss narrowed to HK$274 million; its net interest income rose 62% year-on-year to over HK$224 million; its total assets increased by 135% year-on-year to HK$12.38 billion; and its total customer deposits exceeded HK$12.5 billion as of end-March this year.
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