2026.07.22
Morpho Launches Fixed-Rate Product Midnight: Borrowers and Lenders Set Their Own Rates, Ending the Era of Interest Rate Models
Midnight allows lenders and borrowers to quote directly, setting their own interest rates and terms, no longer acting as price takers.
Morpho

2026.03.16
Morpho’s Four-Year Odyssey: Fixed Rates Will Take On-Chain Lending Beyond the Crypto-Native Realm
Variable interest rates have played a crucial role in guiding on-chain liquidity, but they are insufficient to support DeFi’s next phase of development.
Morpho
Lending and borrowing
on-chain

2024.09.05
Morpho's mission: to make financial infrastructure a public good
Morpho's unique pooling architecture is designed to deliver a better, more diversified and personalized lending experience for users worldwide.
Morpho

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